Physical Damage Coverage – Adding this coverage to your policy protects your boat while in storage and during transport. This covers your boat as well when out of the water, including but not limited to: fire, lightning, vandalism or theft. You can also obtain emergency service reimbursement for expenses related to towing, labor or supplies.
Liability Coverage – This coverage will assist you in the event of a collision with another boat, dock or other boaters.
Personal Liability – protecting you or family member if you have an accident that causes injury to another person.
Medical Payments – covering medical expenses if you or someone in your boat is involved in an accident.
Property Damage – damage that may be caused to another persons property while operating your watercraft.